Money Saver India

loan

Home loan at 7.99%? Read the fine print

Home loan at 7.99%? Read the fine print

These deals are offered by the developer rather than your bank. This roundabout arrangement needs to be thoroughly analysed before you can agree to its terms. [...]

March 24, 2015 Team MSI FINANCE, MSI NOW 0

About to get a home loan? Rates may be coming down

About to get a home loan? Rates may be coming down

If you’re almost ready to tie yourself down for a few decades with a home loan, here’s why you should wait just a little longer. [...]

December 9, 2014 Team MSI FINANCE 0

Go for home improvement loans

Go for home improvement loans

A home improvement loan is the most financially sound decision for two main reasons – interest rates and tax benefits. [...]

March 21, 2014 Team MSI FINANCE 0

Claim personal loan interest as deduction

Claim personal loan interest as deduction

The utilisation of personal loan for purchasing or repairing your house can reduce your taxable amount. [...]

February 14, 2014 Team MSI FINANCE, MSI NOW 1

Balance transfer deals for your home loan

Balance transfer deals for your home loan

If you’re unhappy with the rate of interest you’re paying on your home loan, consider one of the many balance transfer deals available. Here’s what you need to do and the rates on offer. [...]

November 13, 2013 Team MSI FINANCE 0

Lowering your home loan interest burden

Lowering your home loan interest burden

Negotiating the best deal on your home loan is a good start, but doesn’t last long. In a couple of years, you’ll notice that cheaper loans are up for grabs, even from your own bank. What to do? [...]

August 22, 2013 Team MSI FINANCE 0

Personal loans with no prepayment penalty

Personal loans with no prepayment penalty

The RBI only ordered banks to stop levying a penalty on prepayment for floating rate home loans. Yet, some banks, mainly in public sector, have removed the charged completely. [...]

August 16, 2013 Team MSI FINANCE 0