Money Saver India

interest rate

Postal Time Deposits still unattractive despite rate increase

Postal Time Deposits still unattractive despite rate increase

Bank FDs offer higher rates than the hiked Postal Time Deposit rates. But NSC likely to lose favour after the rate change. [...]

March 12, 2014 Team MSI FINANCE, MSI NOW 0

Interest Rates may fall even without RBI help

Interest Rates may fall even without RBI help

Surge in small savings levels may lead to lower interest rates for consumers according to a report in the Economic Times. [...]

January 21, 2014 Team MSI FINANCE 0

Provident fund interest rate hike proposed

Provident fund interest rate hike proposed

Proposed 0.25% increase in interest rate for fiscal year 2013-14 by Employees Provident Fund Organisation to benefit around 5 crore salaried employees. [...]

January 14, 2014 Team MSI FINANCE 0

Investment ideas for a slowdown

Investment ideas for a slowdown

As the economy fumbles, you’re probably looking for some new ideas. Here are five options you can lock into. Do note, though, that all investments have their risks, particularly now. [...]

August 20, 2013 Team MSI FINANCE 0

Personal loans with no prepayment penalty

Personal loans with no prepayment penalty

The RBI only ordered banks to stop levying a penalty on prepayment for floating rate home loans. Yet, some banks, mainly in public sector, have removed the charged completely. [...]

August 16, 2013 Team MSI FINANCE 0

Secure your credit, lower your expenses

Secure your credit, lower your expenses

A secured card is an excellent option if you want to reduce your credit card expenses, rebuild your creditworthiness or if your credit card application has just been rejected. [...]

July 5, 2013 Team MSI FINANCE, MSI NOW 0

Think before you go EMI shopping

Think before you go EMI shopping

The option to pay in instalments is a relief, but it can also cause you to spend more. And we’re not talking about that smartphone you didn’t quite need, either. Here’s what you’re forgetting. [...]

June 18, 2013 Team MSI FINANCE, MSI NOW 0