Money Saver India

financial planning

Best bank fixed deposit rates

Best bank fixed deposit rates

With debt mutual funds exhibiting high volatility in recent weeks, you're probably returning to trusty FDs. Here's a list of the fixed deposit rates being offered across terms by 21 banks. [...]

July 15, 2015 Team MSI FINANCE, MSI NOW 0

Best financial calculators online

Best financial calculators online

Doing your own research is the first step toward independent financial planning. These calculators will check values of investments and help you make the right calls for the future. [...]

November 3, 2014 Team MSI FINANCE, MSI NOW 0

Five cons of single premium policies

Five cons of single premium policies

Single premium policies now dominate the product portfolios of life insurers. But what seems like a quick and easy investment at first may disappoint you a few years in. [...]

September 18, 2013 Team MSI FINANCE 0

How to avoid TDS on fixed deposits

How to avoid TDS on fixed deposits

Don’t allow the bank or company to deduct tax at source on your fixed deposit, particularly if you're not liable to pay at all. Use one of these three easy ways to avoid TDS. [...]

September 10, 2013 Team MSI FINANCE 0

Ignore traditional plans even after October

Ignore traditional plans even after October

The IRDA has revised its guidelines for all traditional insurance schemes, including endowment plans. But the product won’t get any better, particularly if you won’t stay till the very end. [...]

September 6, 2013 Team MSI FINANCE 0

Why you should grab REC’s tax-free bonds

Why you should grab REC’s tax-free bonds

The government-backed company’s bonds are tax-free and have an attractive coupon rate. A good fit if you’re looking for a safe long-term investment. Issue closes September 23. [...]

August 30, 2013 Team MSI FINANCE, MSI NOW 0

Should you pick PF over PPF?

Should you pick PF over PPF?

They’re both highly advantageous, being tax-free under section 80C, but does one offer larger benefits than the other? We compare the two long-running government schemes. [...]

August 29, 2013 Team MSI FINANCE 0

Lowering your home loan interest burden

Lowering your home loan interest burden

Negotiating the best deal on your home loan is a good start, but doesn’t last long. In a couple of years, you’ll notice that cheaper loans are up for grabs, even from your own bank. What to do? [...]

August 22, 2013 Team MSI FINANCE 0

Investment ideas for a slowdown

Investment ideas for a slowdown

As the economy fumbles, you’re probably looking for some new ideas. Here are five options you can lock into. Do note, though, that all investments have their risks, particularly now. [...]

August 20, 2013 Team MSI FINANCE 0

Why FMPs are a bright idea right now

Why FMPs are a bright idea right now

As interest rates rise, FMPs become an attractive option, with better yields than fixed deposits, predictable results and more acceptable tax treatment. Closed-ended, so don’t wait. [...]

August 15, 2013 Team MSI FINANCE, MSI NOW 0