Money Saver India

Credit Card

Pay less for redeeming card points

Pay less for redeeming card points

Card issuers have initiated a handling charge for credit and debit card loyalty redemptions. But there are ways to reduce your redemption charge outgo. [...]

June 2, 2014 Team MSI FINANCE 0

Amazon’s 10% off for Citibank credit cards

Amazon’s 10% off for Citibank credit cards

Looking to get a discount on your e-commerce shopping this week? Head to Amazon.in with your Citibank credit card and get a flat 10% discount on any purchase you make. [...]

April 28, 2014 Team MSI Hot Deals 0

Your card purchases are insured for damages and theft

Your card purchases are insured for damages and theft

If you’ve purchased goods using a credit or debit card, you may not need to get additional insurance on them; they are covered under something called purchase protection insurance. [...]

April 11, 2014 Team MSI FINANCE 0

Make the most of cashback offers

Make the most of cashback offers

Retail stores are bombarding customers with cashback offers through credit card issuers. But there are lengthy terms attached. [...]

March 27, 2014 Team MSI FINANCE 0

Charges on forex transactions

Charges on forex transactions

Do you regularly make transactions in foreign currencies with your credit card? While there’s little you can do about it, remember that you’re paying around 5-6% in charges each time you do so. [...]

December 19, 2013 Team MSI FINANCE 0

Credit card balance transfer deals

Credit card balance transfer deals

If you’re in a jam with your credit card bill, consider a balance transfer deal. It will stop it from ballooning every month and gives you time you repay your debt at a fixed cost. [...]

November 30, 2013 Team MSI FINANCE 0

Foreign transactions on your credit card

Foreign transactions on your credit card

It may be tempting to use your international credit card while on holiday abroad. But use it only in times of emergency, as card providers charge hefty fees for every transaction. [...]

October 23, 2013 Team MSI FINANCE, MSI NOW 0

Little-known insurance policies you’ll find use for

Little-known insurance policies you’ll find use for

You know you can insure your life, health and car. But did you know you could also buy cover for your cycle, jewellery, smartphone, newest possessions and even your car keys? [...]

September 26, 2013 Team MSI FINANCE 0

0% EMI schemes officially banned

0% EMI schemes officially banned

The RBI has cracked down on zero percent interest schemes, demanding that all banks charge uniform processing fees and interest rates. [...]

September 23, 2013 Team MSI FINANCE 0

Restricted earnings on your credit card

Restricted earnings on your credit card

The reward schemes of credit cards may seem like you’ll be earning discounts all year round. But nearly all cards, barring the most premium of them, have various caps and conditions. [...]

September 6, 2013 Team MSI FINANCE, MSI NOW 0