Money Saver India
Discounts you’re missing out on

Discounts you’re missing out on

Coupons codes are lying around your bank’s website. 20% off on flight bookings? No problem. Rs500 off on eBay? Done. And there’s much more, from nearly every bank on the block.

If you’re shopping online, whether for flights, clothes or even cake, you may be asked if you have a coupon code. Clueless, you may leave it blank and just move on to the payment terminal. Well, you may have just missed an opportunity to save by simply using your debit card. Yes, you don’t even need a credit card for the big deals. All big national banks, both public and private sector, have tie-ups with a variety of vendors throughout the year to bring you discounts. The coupon codes are simply lying on their websites waiting to be used. All you need to do is pay more attention!

What’s available?
Deals are generally on travel (Thomas Cook, Cox & Kings, Goibibo, MakeMyTrip) and online shopping websites (nearly all of them, from Yebhi to Jabong), but there are always a few surprises thrown in. For example, HDFC Bank is offering a 20% discount on Monginis (coupon code PtC8P) while ICICI Bank is offering 35% off on Kaspersky’s range of anti-virus software (ICICIFEST13).

Are the conditions restrictive?
Surprisingly, they aren’t. Generally, there is an upper or lower limit on the discount, but nothing unreasonable. For example, you’ll find a deal if you’re an ING Vysya debit card holder which entitles you to a 10% discount on certain segments while shopping at Naaptol, but the maximum discount is Rs500. Similarly, the above-mentioned Monginis discount is limited to Rs1000. Some deals are, however, usable just once (usually the better ones), while others are reusable.

Here they are:
Current offers: 15% off on, 10% off on, 20% off on air tickets on
For all offers, go here

ING Vysya
Custom offers: 15% off on, upto Rs1000 off on, 6% off on
For all offers, go here

Current offers: 20% off on all Monginis products, upto 30% off on, 20% off on
For all offers, go here

State Bank of India
Current offers: 10% off on, 10% discount on OPD facilities at Fortis hospitals, 10% discount on
For all offers, go here

Axis Bank
Current offers: Buy 1 get 1 free on, 7% off on, cash back upto Rs1000 on
For all offers, go here

Current offers: Upto 6% off on all Dell products, 25% off on Ethos watches, 5% off at Vasan eye care clinic
For all offers, go here

IndusInd Bank
Current offers: Buy one get one free at BookMyShow, Up to Rs1,500 off on holiday bookings on MakeMyTrip
For all offers, go here

Kotak Mahindra Bank
Current offers: 7-15% discount on Qatar Airways, Rs250 off at Tradus on minimum purchase of Rs999, 15% off at Rajdhani outlets
For all offers, go here

Standard Chartered Bank
Current offers: 10% off on Joyalukkas Jewellery, 10% at Monginis
For all offers, go here

Federal Bank
Current offers: 15% off on minimum purchase of Rs2,000 at Jabong, 10-12% discount at DC Book outlets
For all offers, go here

1 Comment

  1. Ronak June 27, 2013 at 7:19 AM

    Great article! I had no idea I could avail of these discounts on my debit card.

Leave A Comment