Money Saver India

FINANCE

RBI directive makes prepaying your car loan beneficial

RBI directive makes prepaying your car loan beneficial

The RBI’s directive to scrap foreclosure charges would help you pre-pay your floating rate car loan sans the 3-6% charge levied currently to terminate loans before term.

May 13, 2014 FINANCE, MSI NOW 0

Get your credit score before applying for loans

Get your credit score before applying for loans

A good credit score can fetch you discounts on the interest rate for loans. A recent RBI recommendation may grant you the information for free soon.

May 8, 2014 FINANCE 0

6 ways to increase insurance coverage at low cost

6 ways to increase insurance coverage at low cost

With medical costs escalating, your health insurance cover may seem inadequate when you need it. But you can increase your sum assured seamlessly, without paying that much more.

May 2, 2014 FINANCE 0

Rectify mistakes in your tax statements

Rectify mistakes in your tax statements

Computerisation of the IT department has lead to either erroneous tax credits or tax demands. The CBDT has now issued guidelines for rectification and resolution of these tax demands.

April 30, 2014 FINANCE 0

Housing Finance: Should you go to banks or NBFCs?

Housing Finance: Should you go to banks or NBFCs?

RBI rules restrict banks from approving entire loan amounts for a house. Is it better to get yourself a home loan from a non-banking financial institution (NBFC)?

April 28, 2014 FINANCE, MSI NOW 0

Low-cost medical insurance

Low-cost medical insurance

Don’t let the high cost of medical insurance premiums be a hindrance. Several banks offer this insurance for you and your family. However, know if the policies offered suit you.

April 25, 2014 FINANCE, MSI NOW 0

Be smart when using forex

Be smart when using forex

The way you buy foreign exchange (forex) and the form in which you carry it can reduce your currency conversion loss ratio. Find your best options here.

April 21, 2014 FINANCE, MSI NOW 0

Premium waiver riders on insurance policies

Premium waiver riders on insurance policies

Insurance policies give you peace of mind. But what if an unfortunate circumstance leaves you unable to pay insurance premiums? Here's what you can do.

April 17, 2014 FINANCE, MSI NOW 0

Add glitter to your festivals

Add glitter to your festivals

When buying gold this festive season, don’t let terminology confuse you. Keep you head on your shoulders to get the most out of your money.

April 16, 2014 FINANCE 0

Calculate your Human Life Value

Calculate your Human Life Value

Don't randomly settle on a payout for your life insurance policy, as being inadequately covered is dangerous. Find out how much insurance you need with these simple steps.

April 11, 2014 FINANCE 0