Money Saver India

FINANCE

How to skip TDS on bank fixed deposits

How to skip TDS on bank fixed deposits

Banks have instructions to deduct tax at source on your fixed deposits, should they earn more than Rs10,000 in a financial year. Here's how you can avoid it altogether.

October 20, 2015 FINANCE, MSI NOW 0

Five common investment mistakes you should avoid

Five common investment mistakes you should avoid

If you still believe that govt schemes and guaranteed returns are what you should look for in an investment, you need to read on. Here are some common investment mistakes to avoid.

October 10, 2015 FINANCE, MSI NOW 0

Best bank fixed deposit rates

Best bank fixed deposit rates

With debt mutual funds exhibiting high volatility in recent weeks, you're probably returning to trusty FDs. Here's a list of the fixed deposit rates being offered across terms by 21 banks.

July 15, 2015 FINANCE, MSI NOW 0

Home loan at 7.99%? Read the fine print

Home loan at 7.99%? Read the fine print

These deals are offered by the developer rather than your bank. This roundabout arrangement needs to be thoroughly analysed before you can agree to its terms.

March 24, 2015 FINANCE, MSI NOW 0

The improved NPS fixes the wrong problem

The improved NPS fixes the wrong problem

To popularise the New Pension Scheme, the government is offering a larger tax break, while keeping firmly in place all that makes it second-rate. Here's what the NPS gets wrong.

March 16, 2015 FINANCE, MSI NOW 0

Using mutual funds to create a pension

Using mutual funds to create a pension

Pension plans pose as the only pension schemes on the market, but withdrawal options from mutual funds enable creation of a more flexible, tax-efficient income stream.

February 16, 2015 FINANCE, MSI NOW 0

How insurers make money by selling you dreams

How insurers make money by selling you dreams

Investments should be weighed by considering risk and returns. But the insurance sector would rather divert your attention to major life goals so that you skip the downsides of their products.

February 3, 2015 FINANCE, MSI NOW 0

Case Closed: Closed-ended funds are costly and risky

Case Closed: Closed-ended funds are costly and risky

Agents claim closed-ended mutual funds save investors from themselves, but the upfront commissions they earn on them are three times the usual amount.

January 27, 2015 FINANCE, MSI NOW 0

About to get a home loan? Rates may be coming down

About to get a home loan? Rates may be coming down

If you’re almost ready to tie yourself down for a few decades with a home loan, here’s why you should wait just a little longer.

December 9, 2014 FINANCE 0

Saving on ATM costs

Saving on ATM costs

Some banks have decreased ATM allowances which could mean you pay more for using the ATM. Here’s how to cut down that cost.

November 24, 2014 FINANCE 0